The 15 Best Gringotts Inheritance Test Fanfiction Stories in 2024

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You are in the right place if you are looking for some of the best Gringotts inheritance test fanfiction from the Harry Potter Universe. 

The world of Harry Potter is extensive and extraordinarily popular.

It is no wonder that there are so many fanfiction stories written about it. 

For almost any fanfiction trope you can think of, there is almost certainly a Harry Potter story out there using it. 

Some of these tropes are specific to the world of Harry Potter, while others are more generic and can be used in any genre. 

Some of the most popular tropes in Harry Potter fanfiction are time travel, friends to lovers, soulmate marks, and many more. 

However, one of the Harry Potter-specific tropes that is growing in popularity is the Gringotts inheritance test trope. 

Harry must undergo some test or trial in these stories to receive his inheritance from the Gringotts bank. 

This article will explore some of the most popular Gringotts inheritance test fanfics. 

Keep reading to find out more. 

1. ink and parchment | blood and bone

The first Gringotts inheritance test fanfiction that we will look at today is one of the more popular. 

It has nearly 650,000 hits and grows with each additional published chapter. 

This story offers a fresh spin on J.K. Rowling’s beloved Harry Potter series — experience a world where the ‘Boy Who Lived’ becomes the ‘Girl Who Lived.’

This unique fanfiction reimagines Harry Potter as Eliza Potter, a brave and intelligent young witch determined to chart her destiny.

Left by the Dursleys in an orphanage instead of Privet Drive, Eliza learns to adapt and survive.

Her cleverness and resilience shine, allowing her to change her circumstances and setting the stage for an extraordinary journey.

Eliza forms an unexpected alliance with none other than Tom Riddle rather than Albus Dumbledore.

Their relationship adds a new layer of complexity to the storyline, captivating readers with its unpredictability.

(And if you love fem Harry Potter, check out our fem Harry Potter post!)

2. Harry Lord of Slytherin

In this fanfiction, we unravel the shocking duplicity in Harry’s life when he unveils a betrayal by his closest companions, Ron and Hermione.

Unbeknownst to Harry, they’d been stealing from him before becoming friends.

Adding fuel to the fire, the two people who personified parental love and guidance in his life, Molly Weasley and Dumbledore, were also implicated in this scheme.

Seething with anger, Harry heads to Gringotts where he loses consciousness during his Heir/Lordship rings acquisition.

As he emerges from the dark abyss of unconsciousness, Harry senses a newfound power and resolution.

One of his newly acquired rings recognized its master in him, propelling Harry towards a changed life.

It’s a journey from Gryffindor to Slytherin as Harry aligns with unexpected allies.

Follow Harry’s quest for justice and redemption, all while discovering new allies and embracing unexpected turns.

Tune in to this enthralling tale of power, betrayal, and resilience, and join Harry as he turns the tables on those who betrayed him.

3. My Maltese Tiger

This story begins with a fascinating premise. 

Harry discovers he is trying to be forced into a marriage to Lucius Malfoy. 

Dumbledore suggests he marry Severus Snape instead to avoid this fate, but neither wants this to happen. 

Harry flees Hogwarts and goes to Gringotts Bank, where he learns the secret to avoiding a forced marriage to anyone. 

This is a story that will have you hooked from chapter one. 

4. Burn to Flame and Reborn from Ashes

Up next is another Gringotts inheritance test fanfiction that is very popular. 

With over 150,000 hits and 46 chapters, this is a story that you will be able to sink your teeth into. 

In this story, the Wizarding War has ended, and Voldemort has been defeated. 

All is well, except that Harry is not happy at all. 

He returns to his eight-year-old self and relives his life with the knowledge he gained over the past ten years. 

His first stop is Gringotts Bank to acquire his inheritance. 

He seeks revenge on all those who wronged him and plans to make the world a better place without anyone else’s help. 

If you love fanfiction stories that use many different and popular tropes, you may enjoy this fanfic!

5. Dealing with a Prophecy – Harry’s Way

In this Gringotts inheritance test fanfiction, time travel is an essential element. 

This story opens with Harry waking up in his five-year-old body. 

He has kept all the knowledge, wisdom, and power he had as an adult, but now he gets a second chance at life. 

Time travel was not his idea, so initially, it is a bit jarring.

But he soon realizes he has the power to change the course of history altogether. 

He can make his own choices and decide his destiny. 

Will he decide to follow Dumbledore’s plan for his life again, or will he take matters into his own hands?

This story has a lot of interesting character interactions and some unique pairings. 

It is exciting to see Harry’s choices and how he wants his life to play out. 

6. Harry Potter has come to Durmstrang!?!?

This fanfiction reimagines what would happen to Hogwarts if Harry went to Durmstrang instead.

After Harry and the Dursleys receive mysterious letters, Petunia and Vernon grow anxious. 

Not for Harry — but because of what might ensue for the dysfunctional family.

Once things get too overwhelming, they send Harry off somewhere far away.

But surprisingly, this time, it is for his well-being.

Petunia chooses a school for the boy, sending her nephew to Durmstrang. 

Petunia wants her nephew to hone the magical gift he has, encouraging him not to hold back. 

She urges Harry to do his best and learn everything he can to avenge his parents, giving him his mother’s relic.

After he meets Viktor Krum, Harry’s adventure begins in Durmstrang, where he makes friends, enemies, and finds undiscovered powers!

7. Can Men Really Get Pregnant?

The next Gringotts inheritance test fanfiction that we will look at is a crossover between the Marvel Cinematic Universe and The Shadowhunter Chronicles. 

When the Dursleys kick Harry out, he flees to Gringotts to retrieve his inheritance. 

What he finds there, alongside his money, is some information that he was not expecting. 

He discovers that his father, James was the one who gave birth to him, and someone named Anthony Edward Stark is his true father. 

Harry then sets out to live among the Avengers and discover who he is. 

This is one of the most unique stories on our list.

8. Machiavellianism

After the downfall of Voldemort, Harry Potter finds himself betrayed by those he once held dear

His allies are no longer friends, and his foes start to look surprisingly friendly. 

However, an unexpected demise bestows upon him a second lease of life.

A stark transformation engulfs Harry as he begins a vengeance journeyrewriting his destiny

No longer bound by emotional shackles, he aims to deliver justice to everyone who deceived him, embracing a game with his unique rules.

Get ready to delve into a darker Hogwarts where Harry is no longer the hero you knew but a force to be reckoned with and a testament to the author’s inventive storytelling.

9. Blood and Thorns

Left unsupervised for five weeks in Diagon Alley, Harry decides to make the most of his summer vacation.

In this impromptu exploration, Harry discovers deceit, betrayal, and suspicions. 

From his massive wealth to discovering the man who betrayed his parents — he found more than he anticipated.

Curiosity in tow, Harry goes to Gringotts and takes an Inheritance Test, where he learns Dumbledore has been draining him of his finances.

With his growing concerns come new allies, friendships, and guardians!

Although following a dark theme, this story gives readers a refreshing perspective of the unusual pairing of Harry Potter and Thorfinn Rowle.

Beware, this fanfiction has dark premises and is for mature audiences only.

10. The Redemption of Severus Snape

This Gringotts inheritance test fanfiction is one of the best. 

It has nearly 65,000 hits, and that number is growing by the day. 

This story opens with Severus Snape picking Harry up from the Dursleys’ doorstep before they even realize he is there. 

Snape is one of Harry’s godfathers and takes him in to raise him as his own. 

This alters the course of his life as we know it, leading to new and exciting adventures. 

Harry grows up in a home full of love, and he learns the truth about his parents much earlier in life. 

Everything begins much happier for Harry, but that happiness can only last for so long… 

11. Connection

In this Gringotts inheritance test fanfiction, there are just four short chapters, and each one is better than the last. 

Harry knows he has a connection with Voldemort, and he decides to use this connection to communicate with him. 

Though his friends do not think it is a good idea, Harry proceeds with his plan and contacts Voldemort. 

Harry learns valuable and exciting information through conversations—they may have more in common than they realize. 

This story is captivating and fun and sheds new light on the special connection between the two wizards. 

12. The Road Less Traveled

In this story, we see Harry conversing with Dumbledore after Voldemort has killed Harry. 

Dumbledore is telling Harry that he can return and continue fighting or proceed with death and leave the world behind. 

He then presents Harry with a third option we have not heard before. 

Dumbledore tells Harry that he can go back in time to the day he learned about the Wizarding World and change the course of his life. 

Of course, Harry chooses this option, and we get to see how his life plays out from that point. 

This story has just under 40,000 words, so it is one of the shorter ones featuring this trope. 

It is a well-written story that you can visit again and again. 

13. Harry Potter and the Best Summer

This Gringotts Inheritance Test fanfiction follows the canon story but with a twist.

Here, Harry learns about his parents’ origins much earlier with the help of Andromeda Tonks and Leona Black.

Setting up an appointment for the young wizard at Gringotts, Harry discovers his parents’ will, making him the sole Potter heir. 

Despite his sudden wealth and inheritances, Harry can’t help but wonder who had placed him with the Dusleys in the first place

He could’ve grown up in the magical world his parents were once in. 

With curiosity at its peak, Harry spends his summer break alongside his closest peers, Hermione and Ron, to find the answer.

14. A Beneficial Beginning To Almost All

After defeating the Dark Lord, tearing Draco’s family apart, and almost getting him killed—Harry moves to Bakewell.

But he never expected to wake up to pale, blonde hair greeting him in his face. 

And he has a lot of explaining to do

This story follows Harry reliving his punishment after turning down Ginny’s marriage proposal and ditching the Wizarding World.

It’s part of the Beginnings and Ends and What’s in Between series, so read the first two stories to get a gist of the plot!

15. Choices Have Side Effects

After defeating the Dark Lord and sorting things in Hogwarts—Severus Snape can finally go on a holiday.

But the potions master never expected to see Harry Potter in Romania, of all places.

After all, the boy died five years ago after the final battle. 

What’s more, the once-human wizard has become a vampire.

Great, he can never catch a break, can’t he?

Gringotts Inheritance Test Fanfiction: Conclusion

I hope this article has helped you find some great Gringotts Inheritance Test fanfiction!

These 15 are just a tiny sample of all the fantastic stories.

So you may want to look at the other fanfics with this tag and find your favorite among them.

And if you have questions about this topic, feel free to leave a message in the comments below!

Lastly, if you want to read more top fanfiction posts on this blog, then check out:

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